Home loan expertise and financial advice.

For anyone entering (or trying to re-enter the property market) buying your first home may feel like a challenging and daunting prospect, and not just because of the price. We’ll be with you for each step of the journey. We’ll answer your questions, work out how much you can borrow, and how much you can realistically commit to repaying. We’ll also help set up your mortgage so it’s ready to go as soon as you find the perfect house.

Whether you’re designing and building your dream home from the ground up or buying off the plans from a developer, there are plenty of things to watch out for along the way.

As a financial advisory team, we have huge experience in construction and new build funding and can save you from a massive amount of hassle and stress.

From time to time you may need a mortgage top up to renovate your home, purchase a new vehicle (car, boat, campervan, or even aeroplane), help out a family member, or to consolidate higher interest personal debt. Unfortunately the banks can make the process as complicated and time consuming as the original mortgage application. Let us do the hard work and we’ll make it simple and easy for you.

A home loan that worked a few years ago won’t necessarily work forever and it could be a great idea to get a second opinion.

If you’re worried that what you’re working with no longer fits, or you haven’t heard from your bank or broker for some time, Float can help. We design mortgages to suit you, not the bank.

At the end of your fixed term you have a decision to make – and getting it wrong could mean paying far more interest than you need, or worse still, not having the long term certainty that you want. Our re-fixing services will tailor and lock in the best solution for you.

Are you already on the ladder and ready for the upgrade, but not sure how to get there?

Whether you’re looking for more floor space, a different location, a change of scenery, or a larger section, we’ve helped many clients to realise the next phase of their homeownership dream.
There are plenty of things to keep in mind and we’ve seen all of it at Float. We can help simplify and demystify the process.

If you’re a business owner or self-employed, there have probably been occasions when it felt like you were pulling teeth trying to explain your financial situation to a banker or broker.

Not all financial advisers are created equal and the team at Float have huge amounts of experience when it comes to commercial lending and running businesses, long story short: we get it.

Float takes a big picture view of your finances to help you get the best results from your investment properties.
You’ll get the advice and guidance you need to grow your portfolio. From leveraging your equity to optimising your cash flow, you’ll earn better returns from your investments.

We have relationships with second-tier lenders (or non-prime lenders) for out of the box criteria.

Not everyone fits into the strict policies and lending criteria of the big banks, and not everything they say is final. There are always options through second tier, non-prime, and private lenders that our team can help you access.

First we’ll help you get approved, then we’ll work with you to build a strategy to become ‘Main Bank Bankable!’