Good advice, better decisions.
Work with a financial adviser.
For almost everyone, dealing with your mortgages, investments, debts, bills, and taxes can get very complicated. Our financial and investment advice starts with listening, so we can tailor our service to you. You’ll work together with one of our expert financial advisers, and they’ll help sort out any of your financial issues and advise you on how to make smart money decisions so you can get ahead.
Here’s why financial advice can help
– even if you think you’re doing fine
The first step is to get your financial life in order. An adviser will help you sort through the details of your current finances, including the big stuff like your assets and goals, and the little things like what debts you have, and where all your cash is going. It’s amazing how much difference a financial overhaul can make.
Many financial decisions are emotional – particularly if they’re about your job and home. It’s hard to see your own situation clearly, so your financial adviser can give you an outsider’s view. You can call on them to help you make tricky decisions, look into options, and consider any alternatives.
Financial literacy isn’t taught in schools, but it’s an essential part of adulthood. Working with an adviser gives you access to valuable financial knowledge, which you can use to make better decisions. It means that as your wealth and investments grow, so does your expertise.
Setting goals, taking steps, and following through on financial commitments is key to growing your wealth and getting ahead. Working with an adviser gives you a regular time slot for goal-setting and reviewing progress – making it much easier to stay accountable and on track.
Being proactive is always a good policy. With expert advice, you can prepare yourself for the stages of life like house buying, starting a family, and changing jobs. This way, you’re set up for success from the start. Your adviser can also show you new financial opportunities to help you maximise your investments.
Long Term Partnership
Working with a financial adviser is about making your life better, so it makes sense that you’re involved. Our advisers don’t swoop in and make decisions for you. You’ll work collaboratively, so they understand your background, philosophy and financial needs, and you get more know-how in the process.
Frequently Asked Questions
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What should I be doing with my KiwiSaver?
It’s a good idea if your KiwiSaver fund matches your financial goals. Your goals often change over your lifetime so it’s always good to review how much risk you’re willing to accept and make sure your KiwiSaver fund and provider are still the right fit for you.
How do I start?
That’s easy, start by getting in touch with our team of expert financial advisers. Get in touch.
Are all mortgage brokers created equal?
The short answer is no. Skill, experience, and quality of service aside, a lot of brokers in New Zealand are remunerated based on the commission they earn. These “Commission Only” brokers quite often gently (or not so gently) push clients towards the banks that pay them a higher upfront commission – talk about a conflict of interest.
How much can I borrow to buy a home?
Click here to calculate your current borrowing capacity: How much can I borrow?
Does it cost to use a financial adviser?
No. For 99% of our clients, it costs them nothing to use us as their financial advisers. All the main banks and insurance providers pay us a commission based on the size of your mortgage or policy. And in case you’re wondering, there’s no price or rate difference passed on from the bank or insurance provider (or added on by us) if you use a Float adviser.